Foreclosure

Foreclosure is a devastating event that can be defended to minimize the effects. Perhaps an unforeseen financial setback has occurred which has caused a temporary loss of income. Under these situations if your goal is to save your home you will want to buy the time necessary to put a plan into affect.

Your plan may include a restructuring of your debt, a loan modification, or may require a bankruptcy to allow you to make installments on your past due payments to reinstate your mortgage loan. You should have counsel through this process to help you make the decisions that best provide for your family needs considering the circumstances you find yourself in.

Purchase and Sale

For most people the purchase of a house is the most expensive asset they will ever buy. Especially for the first time buyer, they are unacquainted with the procedures involved, and as a result of uncertainty may bring on feelings of what is known as as buyer's remorse. Having counsel by your side can solve most of your fears and make the purchase a pleasant experience.

I will be there for you to assist in negotiating the contract through attorney and inspection approval process, clear any title issues and keep you informed throughout the closing process.

Short Sales

Short Sales enable you to sell your property for less than the amount of your mortgage debt and must be negotiated with the bank. The negotiations will include a release of any deficiency that is incurred. This process can take several months, but can be an advantageous way of exiting a foreclosure proceeding.